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About Me

Hi and Welcome.



About Nearing Retirement and Broke

I’ve spent my entire working life in hospitality.

Bartender. Nightclub manager. Hotel management. General Manager. Catering Manager. If there was a shift to cover or a crisis to handle at midnight, I was probably there.

I don’t regret any of it. Hospitality teaches you resilience, people skills, and how to think on your feet.

But like many in this industry, retirement doesn’t arrive with a golden parachute. It arrives with a calculator.

As I moved into my 60s, I realized two things:

  1. I don’t want to stop working entirely.

  2. I can’t afford to.

That’s where this blog comes in.

Why This Blog Exists Now

Years ago, I tried the “online income” route.

Affiliate reviews. Traffic programs. Email list builders. Course platforms that promised systems inside systems inside systems.

Some were legitimate.
Many were noise.
Most required more selling than building.

What I eventually realized is this:

I don’t want to promote someone else’s blueprint.

I want to build my own assets.

Books.
Digital content.
Structured writing.
Intellectual property.

That’s the shift.

Nearing Retirement and Broke is no longer about testing programs.

It’s about documenting how I’m building retirement income the slow way — through publishing, experience, and consistency.

Why Writing?

I’ve always been drawn to technology and storytelling.

From my Tandy 1000 SX and 300 baud modem days, to CompuServe, AOL, and early internet pages that loaded in minutes, I’ve been fascinated by where tech and imagination meet.

I’m still that sci-fi kid at heart.

Now I’m channeling that into fiction publishing and digital content creation — and showing how small, steady book sales can compound over time.

Not viral success.
Not lottery wins.
Structure.

What You’ll Find Here

This blog focuses on:

• Building retirement income after 60
• Self-publishing and catalog growth
• Turning life experience into digital assets
• Avoiding online income traps
• Realistic math and transparent strategy

If you’re nearing retirement and wondering how to create income without hype, this space is for you.

I’m not a guru.

I’m not selling a masterclass.

I’m building this in real time, and I’m showing my work.

A Note on Experience

One thing retirees have that younger creators don’t:

Life experience.

You may not want to write fiction. That’s fine.

Maybe you have:

• Family recipes that deserve preserving
• Carpentry knowledge that’s disappearing
• Industry insight people would pay to learn
• Skills you never thought were “marketable”

Experience is an asset.

The internet simply gives it distribution.

Where This Is Headed

My primary creative hub is FoxxfyrreWrites.com, where I publish fiction and long-form work.

This blog documents how those creative efforts can become income-producing assets.

It’s all connected.

Circular.
Intentional.
Built slowly.

If you’d like to follow the journey — welcome.

We’re not chasing quick fixes here.

We’re building structure.

TTFN,
Frank


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